Banking Systems
Core banking, lending, and digital channels on one secure platform.
The platform has run banks, microfinance institutions, and loan organisations around the world for decades. Centric implements, configures, and supports it from Nairobi, so institutions get a mature system with a local team behind it.
Every module shares the same customer, account, and transaction records, so front-office service, back-office operations, and management reporting always agree.
Core banking
A complete, multi-branch core for customers, accounts, deposits, and payments, with client-centric customer management and multi-lingual support built in.
Customer and account management across every branch
Retail, corporate, and private banking
ATM, card, and online banking channels
Transaction monitoring, compliance tracking, and risk management
Loan management
Run every stage of lending, from application to final repayment, across a wide range of credit products.
Loan origination, processing, and borrower management
Amortization schedules with integrated accounting
Collateral tracking and collections management
Document management for every loan file
Digital & mobile banking
Give customers and borrowers a branded web and mobile experience on iOS and Android, so they can apply, transact, and get answers without visiting a branch.
Secure sign-in with face, fingerprint, or PIN
Loan applications completed on the phone, faster
Two-way messaging and push notifications
Digital signature verification
Reporting & insight
More than 100 built-in reports and interactive BI dashboards give management, finance, and regulators a real-time view of portfolio performance, risk, and compliance.
Implementation & support
Centric handles data migration from legacy systems, integration with your existing systems, staff training, and go-live, then stays on with local support as the institution grows.
Who it's for
Banks
Core banking, digital channels, compliance, and risk on one platform.
Microfinance institutions
Flexible lending with collateral, collections, and real-time reporting.
Lenders & credit organisations
Mobile-first borrower journeys from application to repayment.
Let's build something efficient.
Book a demo, or get a free review of your business to find the solutions that fit you best.